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Jun 2013
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Advanced Webinar on Health Care Reform - Preparation for 2014

Online Event
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Overview

Overview : This is an advanced webinar that assumes an understanding of the Patient Protection and Affordable Care Act (ACA). The webinar will begin with a review of the options large employers will face in 2014 regarding penalties and offering health benefits. 

The webinar will review a number of case studies that will provide examples of how different employers are responding to the challenges that lie ahead. Large employers who already offer all full-time employees (now defined as those working an average of 30 hours per week) health benefits that meet the minimum value and affordability tests will not be in danger of paying penalties. Other employers will need to decide whether to begin offering such coverage to all full-time employees or begin paying penalties.

For some employers, the penalties may be relatively small. For other employers the penalties could be quite substantial. Some employers may need to reduce employee contributions rather dramatically in order to avoid penalties. For some employers the best solution might be to offer a new plan that is not as rich and has lower employee (and employer) contributions. There are numerous options available and the analysis can be quite complex. Employers that have provided benefits to a minority of employees in the past will probably be hardest hit by the new rules.

Areas Covered in the Session:

  • Health Care Reform
    • Employer Shared Responsibility
    • Individual Shared Responsibility
  • Affordability Test
  • Definition of Full-time Employee
  • Measurement, Administrative and Stability Periods
  • Maximum Waiting Period
  • Fees
  • Cost-Sharing Limits
  • Minimum Value Test


Who Will Benefit:

  • Director of Compensation and Benefits
  • Benefit Managers
  • Benefit Specialists
  • Insurance Agents
  • Insurance Brokers
  • Employee Benefits Consultants
  • Group Insurance Representative

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